DBRS reports a decline in credit risk of Greek banks in the first half of 2026

What the sources report

DBRS reports that Greek banks recorded the largest reductions in credit risk costs in 2026 among European banks. Capital.gr

The report examines 53 European banks, among them Eurobank, National Bank, Piraeus Bank and Alpha Bank. liberal.gr

The average cost of risk of the four systemic banks came to about 55 basis points in the first half of 2026, down from about 74 in 2025 and 90 in 2024. liberal.gr

The European average was 25 basis points in the first half of 2026, down from 30 in 2025. liberal.gr

The firm expects a moderate increase in their cost of risk over the next 12–18 months, as the ECB has returned to monetary tightening. liberal.gr

Where they differ

Kathimerini and liberal.gr put the average for Greek banks at about 55 basis points in the first half of 2026: Kathimerini cites about 55 basis points, down from 74 in 2025, and liberal.gr about 55, down from about 74 in 2025, while Kontra News writes that in the Greek sample the CoR fell by 25 basis points on average, from 30 in 2025 and 28 in 2024. Kontra News liberal.gr Kathimerini

On the level of cost compared with other European countries, Kontra News writes that it was at a record level compared with other European countries, while Capital.gr writes that it is higher than in other European countries. Capital.gr Kontra News